A New and Better Way
to receive Your Pay on the
iPayroll Prepaid MasterCard®.

Get immediate access to your full service prepaid account today.

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The iPayroll full service reloadable prepaid account includes



  • Get paid, faster.

    With FREE Direct Deposit, get access to your money up to 2 days faster from your employer, the government & even tax refunds!

    Your pay is automatically deposited to your iPayroll card every payday. There's no waiting for a check to clear. When you sign up for messaging alerts, you'll know the instant your money is available.


    If you have a new employer or would like to receive tax refund on to your card account, please call 1-866-825-9892 to complete the verification of your account to access your account and routing number.



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  • Add Checks on the Go!

    With Ingo, loading approved checks and getting access to your money couldn’t be easier. All you need is a smartphone, a check, your iPayroll Prepaid card, and a couple minutes to spare.

    You can choose how and when your money is loaded directly onto your iPayroll Prepaid card. Choose 10-day funding to access your money for no fee. If you need to access your money today, choose funding in minutes for a 1% or 4% fee depending on check type with a minimum fee of $5 per transaction. Then, sit back and relax because we do the rest. Once your card is funded, pay bills, buy groceries, or do whatever it is you do with your hard-earned money. That’s all there is to it. In with the check, and on with your life. That’s Ingo.

    To access this feature, please call 1-866-825-9892 to complete the verification of your account.


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  • Reload @ the Register with Cash

    Reloading is now faster & easier. Add cash to your iPayroll card at 65,000+ locations.

    Reload @ the Register is a faster and easier way to reload your iPayroll card from the convenience of any register at thousands of retailer locations nationwide including CVS/Pharmacy, Kmart, Rite Aid, 7-Eleven and Walmart. Just hand the associate your cash, they’ll swipe your card, and it’ll load automatically. A reload fee of up to $4.95 applies. Money available on your card typically within ten minutes.


    To access this feature, please call 1-866-825-9892 to complete the verification of your account.


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Take charge of your pay Employees have an easy to use alternative to traditional banking and check-cashing services without the worry of incurring costly fees.

JULIA B. MCRAFLANE

I simply love my iPayroll card…it saves me time and money!

AMY CLAYTON

I can still stay within my budget and not have to worry about extra surcharges. It's super easy, and really secure. I would never go back to a paper paycheck.

FRED PENNER

I get free access to my cash and I can use my card anywhere MasterCard is accepted.

MARTINA SAIZ

I use my iPayroll card for shopping, paying bills and all my online purchases. It works just like a bank card but it’s more secure.

JOSEPH B. SEWARD

My old bank used to charge me overdraft fees every time I spent more than my account balance. I felt like all my money was spent on fees and I couldn't get ahead.

JANE LOPEZ

I receive personalized alerts regarding my account activity, so I know when and where my card is being used.

JAMES RIDGWAY

My money is immediately available every payday. Its safe, easy and convenient.

PATRICIA BURNS

My iPayroll card has helped me manage my money and avoid unnecessary fees.

TERRY THOMPSON

In addition to direct deposit, I can add cash or checks to my iPayroll card, which is so convenient.

Manage your money with the iPayroll Card

Get Fast, Easy Access to Your Money

The iPayroll card offers you a complete and convenient package of services you can use to access and manage your money instantly.

Get your pay faster Immediate access to your money on payday
Budgeting Tools Create a budget and track your spend
No overdraft fees Limit spending to your balance
Messaging Alerts Get account activity via text messaging

How the iPayroll Prepaid MasterCard Works

Your pay is automatically deposited to your iPayroll card every payday. No need to visit a bank or cash a check to have access to your pay.


The iPayroll card has no monthly maintenance fee, no minimum balance, no overdraft feed, unlimited loads, unlimited transactions, access to over 55,ooo surcharge-free ATMS, free direct deposit and free internet banking with mobile alerts.



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Frequently Asked Questions


What is the iPayroll Card?
The iPayroll Card is a MasterCard branded prepaid card. You can have your pay automatically deposited on your iPayroll Card every payday instead of receiving a paycheck.
How does the iPayroll Card work?
Your pay is automatically deposited to your iPayroll Card every payday. No need to visit a bank or cash a check to have access to your pay. You can withdrawal cash as you need it from your network of ATMs, or use anywhere Debit MasterCard is accepted.
Where can I use my iPayroll Card?
It can be used to make purchases at participating merchants that accept Debit MasterCard, get cash at ATMs, pay bills, and more. Unlike checking accounts with overdraft fees, the iPayroll Card is a prepaid account that allows cardholders to spend only the amount of money pre-deposited onto the card.
Are there any fees associated with the iPayroll Card?
This card has no monthly maintenance fee, no minimum balance, no overdraft fees, unlimited loads, unlimited transactions, free direct deposit, access to over 55,000 surcharge free ATMs, and free Internet banking with mobile alerts (See the Fee Schedule in the Cardholder Agreement).
How do I get an iPayroll Card?
If you are an employee, you can choose to have your wages deposited to the iPayroll Card. (Please contact your HR Representative for more information)
When making purchases, should I choose Debit or Credit?
When making purchases with your Debit MasterCard, be sure to select "CREDIT” and sign for every purchase in order to receive the benefits of the MasterCard Zero Liability Policy. If you need help, just ask the cashier "How can I sign for this?" — It's worth it!
When do I get my pay?
Your pay is not deposited to your iPayroll Card upon activation. Your pay is automatically deposited to your iPayroll Card on pay day. You may be notified when your pay has been deposited on your iPayroll Card by setting up to receive email and text messaging alerts online. (Note: Normal direct deposit process applies)
Can I get a personalized iPayroll Card?
Yes, call 1-866-825-9892 to order a personalized iPayroll Card. (Fee may apply. See the Fee Schedule in the Cardholder Agreement )
What happens if I lose my iPayroll Card?
To report a lost or stolen iPayroll Card, call 1-866-825-9892 immediately to freeze your iPayroll Card Account and order a new card, or go to the HR Department to get a replacement card.
What happens if I stop working here?
Your employer will deposit your last pay; however, the Account remains active and you can continue to use your iPayroll Card with other employers and load cash a participating reload locations once you complete the verification of your account. Please call 1-866-825-9892 to access this feature.

OUR CLIENTS Many employers use iPayroll Card to pay their employees

Contact Us

If you need additional assistance or have any questions, feel free to contact us via contact form or call 1-866-825-9892

For your security, please do not include your Social Security Number (SSN), Card Numbers, or Account Numbers in this form.


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About Card

The iPayroll Prepaid MasterCard is issued by South State Bank, N.A. pursuant to license from MasterCard International Incorporated and can be used wherever Debit MasterCard is accepted. South State Bank, N.A., Member FDIC. This Card is administered by Kurensē. MasterCard is a registered trademark of MasterCard International Incorporated.


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